What is it?

*For Agent Use Only.

SILAC^® is licensed as SILAC Life Insurance Company in the state of California, license #6244-8.

Withdrawal charges, bonus recovery and market value adjustment may apply to withdrawals made during the withdrawal charge period. This is a product of the insurance industry and not guaranteed by a bank, nor insured by FDIC or NCUA/NCUSIF. Product availability may vary by state. Not a deposit. Not insured by a federal government agency. Restrictions apply. May only be offered by a licensed agent. For agent use only. Not intended for the general public. Stated interest credits are not to be construed as guarantees or estimates of amounts paid in the future. Interest Rates and caps are subject to change at any time. Past performance is not indicative of future results. Guarantees are based on the financial strength and claims-paying ability of SILAC Insurance Company^®. Policy forms #ICC19 MYGA, #MYGA19, #ICC19-ELCFIA, and #ELCFIA. Policies, benefits, and features are not available in all states and policy form numbers may vary by state.

SILAC Denali™ & Teton™ Fixed Indexed Annuities are products of the insurance industry and not guaranteed by any bank, nor insured my FDIC or NCUA/NCUSIF. Not a deposit. Not insured by a federal government agency. Withdrawal charges, bonus recovery & market value adjustment may apply to withdrawals made during the withdrawal charge period. Restrictions apply. May only be offered by a licensed insurance agent.

“Barclays Atlas 5” Point-to-Point with PR, Point-to-Point with Spread, Point-to-Point with Boost: The financial instrument is not sponsored, promoted, sold or supported in any other manner by Solactive AG nor does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Index and/or Index trade mark or the Index Price at any time or in any other respect. The Index is calculated and published by Solactive AG. Solactive AG uses its best efforts to ensure that the Index is calculated correctly. Irrespective of its obligations towards the Issuer, Solactive AG has no obligation to point out errors in the Index to third parties including but not limited to investors and/or financial intermediaries of the financial instrument. Neither publication of the Index by Solactive AG nor the use of the Index or Index trade mark for the purpose of use in connection with the financial instrument constitutes a recommendation by Solactive AG to invest capital in said financial instrument nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in this financial instrument.

Neither Barclays Bank PLC (“BB PLC”) nor any of its affiliates (collectively ‘Barclays’) is the issuer or producer of the Fixed Indexed Annuities (“FIAs”) and Barclays has no responsibilities, obligations or duties to investors in FIAs. The Barclays Atlas 5 (the ‘Index’), together with any Barclays indices that are components of the Index is a trademark owned by Barclays and, together with any component indices and index data, is licensed for use by SILAC Insurance Company^® as the issuer or producer of the FIAs (the ‘Issuer’).

Barclays’ only relationship with the Issuer in respect of the Index is the licensing of the Index, which is administered, compiled and published by BB PLC in its role as the index sponsor (the ‘Index Sponsor’) without regard to the Issuer or the FIAs or investors in the FIAs. Additionally, SILAC Insurance Company^® as issuer or producer of the FIAs may for itself execute transaction(s) with Barclays in or relating to the Index in connection with the FIAs. Investors acquire the FIAs from SILAC Insurance Company^® and investors neither acquire any interest in the Index, nor enter into any relationship of any kind whatsoever with Barclays upon making an investment in the FIAs. The FIAs are not sponsored, endorsed, sold, or promoted by Barclays and Barclays makes no representation regarding the advisability of the FIAs or use of the Index or any data included therein. Barclays shall not be liable in any way to the Issuer, investors or to other third parties in respect of the use or accuracy of the Index or any data included therein.

For full disclosures, visit www.SILACins.com/disclosures