Frequently Asked Questions
WHEN DOES MEMBERSHIP BEGIN?
You become an Inner Circle partner as soon as you reach $2,500,000 million in qualifying premium.
HOW LONG DOES MEMBERSHIP LAST?
Membership continues through the end of the following calendar year.
CAN MEMBERSHIP BE SHARED OR SPLIT?
No, each agent must individually meet qualification requirements.
HOW DOES THE PRIORITY PHONE QUEUE WORK?
After completing the membership form and listing your commonly used phone numbers, our system automatically recognizes your number and routes your call to the Inner Circle service team.
HOW DO I KNOW MY BUSINESS REQUESTS WILL BE PROCESSED FASTER THAN A NON-INNER CIRCLE MEMBER?
Our systems recognize and prioritize your service requests sent through email, agent portal document upload and electronic applications. You may also email
InnerCircle@SILACins.com for expedited processing.
HOW DOES THE BONUS PROGRAM WORK?
Bonuses are paid annually and based on your total qualifying premium.
what counts as qualifying premium?
· Applications must be submitted January 1 to December 31, 2026, and issued by January 13, 2027
· Product weights: FIA = 100% and MYGA = 50%
· Applications submitted in a prior qualification period but issued in the current qualification period will count, so long as it is issued by January 13, 2027
· Applications issued or premiums applied after January 13, 2027 will be considered for future programs
· Premium from past qualification periods may not be reused
· Reaching a higher tier applies retroactively to the first dollar
when are bonuses paid?
Bonuses are paid annually.
DOES ADDITIONAL PREMIUM QUALIFY?
Yes, additional premium submitted within the qualification period and applied by January 13, 2027 qualify.
DOES MYGA RENEWAL PREMIUM QUALIFY?
No, MYGA renewal premium does not qualify.
ARE CHARGEBACKS INCLUDED?
Yes. Chargebacks reduce your qualifying premium.
DO SPLIT-CASE PREMIUMS COUNT?
Yes. Qualifying premium will follow the split percentage for the policy.
HOW CAN I CHECK MY PREMIUM AND BONUS TIER?
Contact the Inner Circle service team to receive a current update.
CAN A QUALIFIER BE REMOVED FROM THE INNER CIRCLE?
Yes. Agents must remain in good standing with SILAC.
CAN horizon agents also participate?
No, Horizon agents must qualify for Inner Circle to receive program benefits.
DOES MY SILAC SALES TEAM CONTACT CHANGE?
No. Your current sales representative remains your point of contact for sales-related needs.
WHAT IS THE PLAYERS CIRCLE?
Players Circle is a separate program within Inner Circle. Details can be found above or on the agent portal.
