SILAC Agent Loyalty Programs
At SILAC, we’re committed to helping you grow your business by making every interaction easier, faster, and more rewarding. Earn more money on qualifying premium, gain expedited processing times, qualify for once-in-a-lifetime trips, and more!
For all programs, applications must be submitted January 1, 2026 to December 31, 2026. Qualifying premium must be issued by January 13, 2027.
View the agent bonus schedule or click the buttons below to learn more about each individual program:
  EMBER    INner circle   Horizon

SILAC EMBER

$10 Million qualifying premium required

Reach $10,000,000 in qualifying premium within a calendar year (per program rules) to unlock the next tier of benefits.

Once you’re in Ember, you have access to unique and exclusive benefits that include:
» Agent Bonus of 2.00%
‍» SILAC Experience processing within hours
‍» Eligibility to Qualify for the Players Circle trip
‍» Curated Gifting Opportunities

CLICK HERE TO LEARN MORE ABOUT EMBER

SILAC INNER CIRCLE

$2.5-10 Million qualifying premium required

Reach $2,500,000 in qualifying premium within a calendar year (per program rules) to unlock the next tier of benefits.

Once you’re in the Inner Circle, you have access to unique and exclusive benefits that include:
» Agent Bonus of 0.50 - 1.50%
‍» SILAC Experience processing within one business day
‍» Eligibility to Qualify for the Players Circle trip
‍» Curated Gifting Opportunities

CLICK HERE TO LEARN MORE ABOUT INNER CIRCLE

SILAC HORIZON

$1-2.5 Million qualifying premium required

Reach $1,000,000 in qualifying premium within a calendar year (per program rules) to unlock exclusive Horizon benefits. Once you qualify, you’ll enjoy elevated, prioritized service designed to support your continued success.

Once you’re in Horizon, you have access to unique and exclusive benefits that include:
» Agent Bonus of 0.25%
‍» SILAC Experience processing times of 2-4 days
‍» Curated Gifting Opportunities

CLICK HERE TO LEARN MORE ABOUT HORIZON
Download the AGENT LOYALTY OVERVIEW Flyer
SILAC Insurance Company logo

FOR AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

All writing agents are eligible to qualify. Qualifying agents must have an active contract with SILAC Insurance Company® and be in good standing to receive any SILAC agent program benefits. Applications must be submitted from 1/1/2026 to 12/31/2026 and issued by 1/13/2027 to qualify. Additional FIA premiums applied in the qualification period will count towards the Horizon, Inner Circle, Ember, and Players Circle agent programs. MYGA renewal premium will not count towards the Horizon, Inner Circle, Ember, and Players Circle agent programs. Split cases are permitted. The issued premium allocated to each agent for qualification purposes will match the agreed percentage split. Free looks and cancellations will be subtracted from issued premium. All chargeback rules apply and all decisions by SILAC are final.

SILAC will be the sole authority in determining qualifying participants and reserves the exclusive right to determine qualifiers. SILAC reserves the right to modify or cancel the program and to terminate issued premium credits towards the program at any time, for any reason, without notice. Under current tax laws and regulations, gross income includes amounts received as prizes or awards. Accordingly, the prizes and awards will be treated as additional compensation for purposes of any applicable tax reporting.

SILAC® is licensed as SILAC Life Insurance Company in the state of California, license #6244-8. Product availability may vary by state.
In Idaho, policy form is ELCFIA-ID.

DISCLOSURES
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