Agent Loyalty

SILAC® Agent Loyalty Programs

At SILAC, we’re committed to helping you grow your business by making every interaction easier, faster, and more rewarding. Earn more money on qualifying premium, gain expedited processing times, qualify for once-in-a-lifetime trips, and more!

For all programs, applications must be submitted January 1, 2026 to December 31, 2026. Qualifying premium must be issued by January 13, 2027.

View the agent bonus schedule or click the buttons below to learn more about each individual program:

Stack Your Commission With SILAC

Earn up to 2.75% with our Fall FIA Commission Special – now through November 30, 2026.

Qualifying Premium

Agent Loyalty Bonus

Fall FIA Commission Special*

Total Additional Earning Potential*

$10,000,000+

2.00%

Up to 0.75%

Up to 2.75%

$7,500,000 - $9,999,999

1.50%

Up to 0.75%

Up to 2.25%

$5,000,000 - $7,499,999

1.00%

Up to 0.75%

Up to 1.75%

$2,500,000 - $4,999,999

0.50%

Up to 0.75%

Up to 1.25%

$500,000 - $2,499,999

0.25%

Up to 0.75%

Up to 1.00%

$0 - $499,999

0.00%

Up to 0.75%

Up to 0.75%

*Fall FIA Commission Special varies by product term and issue age. Additional commission ranges from 0.25% to 0.75%. Available Sept. 21–Nov. 30, 2026.

See Full Bonus Details

EMBER INner circle Horizon

SILAC EMBER

$10 Million qualifying premium required

Reach $10,000,000 in qualifying premium within a calendar year (per program rules) to unlock the next tier of benefits.

Once you’re in Ember, you have access to unique and exclusive benefits that include:
» Agent Bonus of 2.00%
‍» SILAC Experience processing within hours
‍» Eligibility to Qualify for the Players Circle trip
‍» Curated Gifting Opportunities

CLICK HERE TO LEARN MORE ABOUT EMBER

SILAC INNER CIRCLE

$2.5-10 Million qualifying premium required

Reach $2,500,000 in qualifying premium within a calendar year (per program rules) to unlock the next tier of benefits.

Once you’re in the Inner Circle, you have access to unique and exclusive benefits that include:
» Agent Bonus of 0.50 - 1.50%
‍» SILAC Experience processing within one business day
‍» Eligibility to Qualify for the Players Circle trip
‍» Curated Gifting Opportunities

CLICK HERE TO LEARN MORE ABOUT INNER CIRCLE

SILAC HORIZON

$1-2.5 Million qualifying premium required

Reach $1,000,000 in qualifying premium within a calendar year (per program rules) to unlock exclusive Horizon benefits. Once you qualify, you’ll enjoy elevated, prioritized service designed to support your continued success.

Once you’re in Horizon, you have access to unique and exclusive benefits that include:
» Agent Bonus of 0.25%
‍» SILAC Experience processing times of 2-4 days
‍» Curated Gifting Opportunities

CLICK HERE TO LEARN MORE ABOUT HORIZON

Download the AGENT LOYALTY OVERVIEW Flyer