Introducing the SILAC Horizon Agent Bonus Program
A new milestone in our agent incentive lineup, the Horizon tier celebrates financial advisors who achieve $1,000,000 in qualifying premium - honoring exceptional performance and placing you just steps away from Inner Circle status.
At SILAC, we’re committed to helping you grow your business by making every interaction easier, faster, and more rewarding.
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       Program Details       Frequently Asked Questions

HOW TO QUALIFY FOR HORIZON

Reach $1,000,000 in qualifying premium within a calendar year (per program rules) to unlock exclusive Horizon benefits. Horizon members will enjoy prioritized service and elevated support.

Applications must be submitted January 1, 2026 to December 31, 2026. Qualifying premium must be issued by January 13, 2027 to count towards your qualifying premium.

Once you’re in Horizon, you have access to unique and exclusive benefits that include:
» Bonus Program   » The SILAC Experience   » Curated Swag

BONUS PROGRAM

Earn a bonus on issued premium! Step into the Horizon tier — one step closer to the recognition and support your success deserves. See below or contact SILAC for more details.

The SILAC® Experience

Enjoy a prioritized standard level of service – dedicated phone queue, email support, agent portal document upload and electronic applications.

Curated Swag

Get ready for a rewarding membership, complete with gifting experiences along the way.
Download the HORIZON Flyer

Frequently Asked Questions

1. HOW do I QUALIFY FOR the HORIZON program?

You must have $1,000,000 of qualifying premium during the qualification period to start receiving the benefits of the program.

2. WHAT IS THE QUALIFICATION PERIOD?

Applications must be submitted from 1/1/2026 to 12/31/2026 and issued by 1/13/2027. Additional premiums must be applied by 1/13/2027 to qualify. Policies issued and premiums applied after 1/13/2027 will be considered for future programs. Any premium counted towards a prior qualification period will not be counted for the current qualification period.

3. How do I know my requests will receive prioritized service?

Once qualified, our systems prioritize your service requests sent via email, agent portal document upload and electronic application.

4. How does the BONUS PROGRAM work?

Your bonus is determined by your total qualifying premium, with product weights applied - 100% for FIA and 50% for MYGA. As you reach a new bonus tier, your bonus percentage increases and is applied retroactively to all qualifying premium from the first dollar earned within the calendar year.

5. WHEN WILL the bonus BE PAID?

The bonus will be paid annually.

6. Does MYGA renewal premium qualify?

No, MYGA renewal premium does not qualify.

7. Do SPLIT CASES COUNT?

Yes, split cases may qualify. For any split policy, the qualifying premium will follow the split percentage for the policy.

8. Do chargebacks apply towards qualifying premium?

Yes, any premium associated with a chargeback will be deducted from your qualifying premium.

9. How do I check my qualifying premium and bonus tier?

For the latest details on your qualifying premium and bonus tier status, please reach out to the ACE team.

10. Can I split my membership with another agent?

No, all agents must individually qualify.

11. How LONG IS MY MEMBERSHIP?

Your membership continues through the end of the following calendar year.

12. Can a qualifier be removed from Horizon?

Yes. It is possible to be removed from Horizon. Agents must be in good standing to remain in any SILAC agent program.
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FOR AGENT USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

All writing agents are eligible to qualify. Qualifying agents must have an active contract with SILAC Insurance Company® and be in good standing to receive any SILAC agent program benefits. Applications must be submitted from 1/1/2026 to 12/31/2026 and issued by 1/13/2027 to qualify. Additional FIA premiums applied in the qualification period will count towards the Horizon, Inner Circle, Ember, and Players Circle agent programs. MYGA renewal premium will not count towards the Horizon, Inner Circle, Ember, and Players Circle agent programs. Split cases are permitted. The issued premium allocated to each agent for qualification purposes will match the agreed percentage split. Free looks and cancellations will be subtracted from issued premium. All chargeback rules apply and all decisions by SILAC are final.

SILAC will be the sole authority in determining qualifying participants and reserves the exclusive right to determine qualifiers. SILAC reserves the right to modify or cancel the program and to terminate issued premium credits towards the program at any time, for any reason, without notice. Under current tax laws and regulations, gross income includes amounts received as prizes or awards. Accordingly, the prizes and awards will be treated as additional compensation for purposes of any applicable tax reporting.

SILAC® is licensed as SILAC Life Insurance Company in the state of California, license #6244-8. Product availability may vary by state.
In Idaho, policy form is ELCFIA-ID.

DISCLOSURES
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This site is intended for financial professional use only. Please confirm you are an independent agent, registered representative, or bank advisor.

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