What is it?

Innovators are market leaders – they are startups and unicorns that disrupt industry, reshape society, and create value. The Nasdaq Generations 5 Index provides access to these disruptive innovators of today and tomorrow.

The Nasdaq Generations 5 Index is a collaboration between Nasdaq, Salt Financial and SILAC^®and is available exclusively on SILAC^®fixed indexed annuities. It’s a multi-asset index that targets a 5% volatility level, powered by Salt Financial’s truVol technology.

Check out index performance: indexes.nasdaqomx.com/Index/Overview/NDXGEN5

visit nasdaq's insurance solutions page: NASDAQ.com/solutions/insurance

VISIT SALT FINANCIAL'S INDICES page: SALTFINANCIAL.COM/INDICES/

DOWNLOAD THE MATERIALS BELOW TO LEARN MORE!

For questions, please call 888-325-5122, email us at sales@SILACins.com, or visit our AGENT PORTAL.

*For Agent Use Only.

SILAC^®is licensed as SILAC Life Insurance Company in the state of California, license #6244-8.

Withdrawal charges, bonus recovery and market value adjustment may apply to withdrawals made during the withdrawal charge period. This is a product of the insurance industry and not guaranteed by a bank, nor insured by FDIC or NCUA/NCUSIF. Product availability may vary by state. Not a deposit. Not insured by a federal government agency. Restrictions apply. May only be offered by a licensed agent. For agent use only. Not intended for the general public. Stated interest credits are not to be construed as guarantees or estimates of amounts paid in the future. Interest Rates and caps are subject to change at any time. Past performance is not indicative of future results. Guarantees are based on the financial strength and claims-paying ability of SILAC Insurance Company^®. Policy forms #ICC19-ELCFIA, and #ELCFIA. Policies, benefits, and features are not available in all states and policy form numbers may vary by state.

Nasdaq^®, Nasdaq Generations 5 Index™, are registered trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the “Corporations”) and are licensed for use by SILAC Insurance Company^®. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. MerQube, Inc. calculates the Nasdaq Generations 5 Index on behalf of the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).

Salt Financial LLC licenses its truVol Risk Control Engine (RCE) and other methodologies (collectively, “Salt IP”) to the Corporations as a contributor to the Nasdaq Generations 5 Index. Salt Financial LLC and its affiliates, employees, partners, and vendors shall not be liable to any party for any direct, indirect, incidental, exemplary, compensatory, punitive, special or consequential damages, costs, expenses, legal fees, or losses (including, without limitation, lost income or lost profits and opportunity costs) in connection with any use of the Salt IP even if advised of the possibility of such damages.

For full disclosures, visit www.SILACins.com/disclosures